Motor car insurance is a contract between an owner of a car and an insurance company wherein the car owner pays a fixed amount of money called premium to insurance company which in turn provides an insurance cover called policy to him in case of any untoward happening to car owner or the car.
Insurance policy provides security against risks such as car theft, damage, death or injury in an accident. There are different types of auto car insurance covers such as comprehensive cover, third party cover, and many specialized type of cars, for example cover for antique cars.
By law, it is mandatory to have motor car insurance if you want to use your car on the road. This makes it necessary to purchase car insurance every year making it a burden on your pocket, but if you follow some simple procedures, then you can get affordable car insurance.
The first and foremost thing is to do is to check rates of all car insurance companies by going online. There are websites which allows you to compare rates of all insurers in one go and it is an easy process. You can also check which companies are providing discount car insurance rates! Then you can compare the features and rates of all companies and get the most appropriate policy.
So easy!!
